INR stands for Indian Rupee, the official currency of India. On spykids.in all product prices, discounts, taxes, refunds and payouts are displayed and processed in INR (₹).
2. How we show prices
Listed price: The price you see on product pages is the selling price in INR.
Discounts & offers: Any discount is shown on the product page and applied at checkout.
Taxes (GST): If GST is applicable, we clearly show whether it’s included in the price or added at checkout. (Look for “Inclusive of GST” or “+ GST” on product pages.)
Shipping: Shipping charges (if any) are added at checkout and shown before you confirm payment.
3. Final payable amount
At checkout you’ll always see a clear summary:
Product price (INR)
Discount applied
GST (if applicable)
Shipping charges
Any convenience or payment fees The Grand Total is the exact amount charged to you.
4. Payment methods we accept
We support secure, trusted Indian payment options:
EMI options with partner banks (No-cost EMI when available)
All payments are processed over secure, PCI-compliant gateways.
5. Exchange rates & international customers
If you visit from outside India, your bank or card issuer will convert the INR charge to your local currency at their exchange rate. We charge only in INR — any foreign transaction fees or currency conversion charges are set by your bank.
6. Refunds & returns (INR handling)
All refunds are processed in INR and refunded to the original payment method. Refund amounts match the final paid amount (including taxes and discounts) minus any applicable shipping or restocking fees described in the Returns policy. Refund processing time depends on the payment provider.
7. EMI & instalment payments
When EMI options are available:
EMI plans are shown at checkout with monthly instalment breakdowns in INR.
Bank processing & interest details are shown before you confirm payment.
No-cost EMI depends on the seller offer and the issuing bank’s terms.
8. Security & trust
We use encrypted gateways and industry-standard security for all transactions. Never share your OTP or card PIN. For any payment concerns, contact our support immediately.
9. FAQ (quick)
Q: Is GST included in the listed price? A: If included, it will show “Inclusive of GST”. If not, GST is added and shown at checkout.
Q: Will I see the exact amount debited before I pay? A: Yes — the checkout page shows the final payable amount in INR before confirmation.
Q: How long does a refund take? A: Refund time varies by payment method — typically 3–10 working days to reflect in your account.
Q: Can I pay in foreign currency? A: No — we accept payments in INR only. Your bank converts charges to your currency if needed.